Revolving
Subject to credit approval. Interest is calculated at 28.8% per annum on the average daily balance. The "average daily balance" is calculated at the Statement Closing Date by adding together the balance at the end of each day, then dividing that total by the number of days in that period. Interest is then charged on that average daily balance by first multiplying that balance by the daily interest rate (obtained by dividing the annual interest rate applicable by the number of days in a year) and then multiplying that product by the number of days in the statement period (see Cardholder Agreement for full details). We waive the interest charges during the Grace Period of an Account Statement for new Purchases made under the Regular Credit Plan and for Fees which appear on your Account Statement for the first time, if you pay your New Balance in full on or before the Payment Due Date. Even if your New Balance is paid in full, residual interest may appear on the following month's Account Statement. If the balance is $250 / $500 / $750 / or $1000, Finance/Credit charges for 30 days will be $6.00 / $12.00 / $18.00 / or $24.00 respectively (see Cardholder Agreement for full details). Ask for details.
No Payment, No Interest For 6 Months Same As Cash
Subject to credit approval. Minimum purchase of $250 (including taxes) made on your Home Credit Card applies to this financing offer. Interest accrues at a rate of 28.8% per annum from the date of purchase. Interest will be waived if payment of the balance is made by the end of the promotion interest-free period. If the balance is $250 / $500 / $750 / or $1000, credit charges for 30 days will be $6.00 / $12.00 / $18.00 / or $24.00 respectively (see Cardholder Agreement for full details). Financing offers available at participating stores only. Ask for details.
No Payment, No Interest For 10 months
Subject to credit approval.. Minimum purchase of $250 (including taxes) made on your Home Credit Card applies to these financing offers. Purchases under $1500 (including taxes) will qualify for our Do Not Pay for 10 Months plan with an administration fee of $59.99. Any GST, PST or HST (if applicable), and administration fee are required to be paid at time of purchase. Purchases of $1500 or more (including taxes) will qualify for our Do Not Pay for 10 Months plan with an administration fee of $99.99. The transaction is interest-free during the promotional period. Any unpaid balance at the end of the promotional interest-free period will incur interest at 28.8% annually in accordance with the terms of your Cardholder Agreement. If the balance is $250 / $500 / $750 / or $1000, credit charges for 30 days will be $6.00 / $12.00 / $18.00 / or $24.00 respectively (see Cardholder Agreement for full details). The administration fee when blended with the interest will affect the annual percentage rate (APR). For example, on a purchase of $1,000, the $59.99 administration fee creates an APR of 7.20% (a total cost of $1,059.99). On a purchase of $2,000, the $99.99 administration fee creates an APR of 5.00% (a total cost of $2,099.99). Financing offers available at participating stores only. Ask for details.
No Payment, No Interest For 12 months
Subject to credit approval. Minimum purchase of $250 (including taxes) made on your Home Credit Card applies to these financing offers. Purchases under $1500 (including taxes) will qualify for our Do Not Pay for 12 Months plan with an administration fee of $59.99. Any GST, PST or HST (if applicable), and administration fee are required to be paid at time of purchase. Purchases of $1500 or more (including taxes) will qualify for our Do Not Pay for 12 Months plan with an administration fee of $99.99. The transaction is interest-free during the promotional period. Any unpaid balance at the end of the promotional interest-free period will incur interest at 28.8% annually in accordance with the terms of your Cardholder Agreement. If the balance is $250 / $500 / $750 / or $1000, credit charges for 30 days will be $6.00 / $12.00 / $18.00 / or $24.00 respectively (see Cardholder Agreement for full details). The administration fee when blended with the interest will affect the annual percentage rate (APR). For example, on a purchase of $1,000, the $59.99 administration fee creates an APR of 6.0% (a total cost of $1,059.99). On a purchase of $2,000, the $99.99 administration fee creates an APR of 5.0% (a total cost of $2,099.99). Financing offers available at participating stores only. Ask for details.
No Payment, No Interest For 15 months
Subject to credit approval. Minimum purchase of $250 (including taxes) made on your Home Credit Card applies to these financing offers. Purchases under $1500 (including taxes) will qualify for our Do Not Pay for 15 Months plan with an administration fee of $89.99. Any GST, PST or HST (if applicable), and administration fee are required to be paid at time of purchase. Purchases of $1500 or more (including taxes) will qualify for our Do Not Pay for 15 Months plan with an administration fee of $129.99. The transaction is interest-free during the promotional period. Any unpaid balance at the end of the promotional interest-free period will incur interest at 28.8% annually in accordance with the terms of your Cardholder Agreement. If the balance is $250 / $500 / $750 / or $1000, credit charges for 30 days will be $6.00 / $12.00 / $18.00 / or $24.00 respectively (see Cardholder Agreement for full details). The administration fee when blended with the interest will affect the annual percentage rate (APR). For example, on a purchase of $1,000, the $89.99 administration fee creates an APR of 7.20% (a total cost of $1,089.99). On a purchase of $2,000, the $129.99 administration fee creates an APR of 5.20% (a total cost of $2,129.99). Financing offers available at participating stores only. Ask for details.
12 Equal Monthly Payments
Subject to credit approval on the Home Credit Card.. Minimum purchase of $250 (including taxes) made on your Home Credit Card applies to these financing offers. Purchases under $1500 (including taxes) will qualify will incur an administration fee of $59.99. Any GST, PST or HST (if applicable), and administration fee are required to be paid at time of purchase. Purchases of $1500 or more (including taxes) l will incur an administration fee of $99.99. The transaction is unconditionally interest-free during the period. An equal monthly installment will be charged to your account each month through-out the promotional interest-free period and payment in full for this installment must be made prior to or on each monthly due date. If payment is not made by the due date, interest becomes payable and is calculated at a rate of 28.8% annually on outstanding balances (see Cardholder Agreement for full details).The administration fee when blended with the interest will affect the annual percentage rate (APR). For example, on a purchase of $1,000, the $59.99 administration fee creates an APR of 7.20% (a total cost of $1,059.99). On a purchase of $2,000, the $99.99 administration fee creates an APR of 6.00% (a total cost of $2,099.99). Financing offers available at participating stores only. Ask for details.
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