†Subject to credit approval. Rates and fees are subject to change.

¹You are awarded one (1) Scene+ point for every eligible $1.00 charged and posted to the Scotia Home Hardware PRO Visa Business Account (the “Account”) only at eligible Home Hardware, Home Building Centre, Home Hardware Building Centre, Home Furniture locations in Canada and online at homehardware.ca. The list of eligible locations may be changed from time to time without notice. See full list of eligible locations across Canada at Scotiabank.com/participatingstores.

To redeem Scene+ points, the Scotiabank Scene+ credit card must be open and in good standing, and the merchant category code must be recognized by Scotiabank’s system as described in the Scene+ Program Terms and Conditions.

Certain exclusions apply. Visit https://www.sceneplus.ca/terms-and-conditions for more details.

²Not including cash advance and balance transfers. Provided that you pay your balance in full by the payment due date.

Interest rate depends on whether the Scotia Home Hardware PRO Visa Business credit card account is secured or unsecured with Scotiabank, subject to approval and the security provided. Variable interest rate is based on Scotiabank Prime Rate. Scotiabank Prime Rate is the prime lending rate published from time to time by The Bank of Nova Scotia.

³The savings of up to 25% applies to Avis and Budget base rates and is applicable only to the time and mileage charges of the rental. All taxes, fees (including but not limited to Air Conditioning Excise Recovery Fee, Concession Recovery Fee, Vehicle License Recovery Fee, Energy Recovery Fee, Tire Management Fee, and Frequent Traveler Fee) and surcharges (including but not limited to Customer Facility Charge and Environmental Fee Recovery Charge) are extra. The Bank of Nova Scotia is not responsible for, and provides no representations, warranties or conditions regarding this offer or any Avis or Budget products or services.

⁴The Visa Spend Clarity for Business service is provided by Visa Canada. The Bank of Nova Scotia and its affiliates are not responsible for the Visa Spend Clarity for Business service.

⁵Conditions Apply. Available on eligible purchases made on eligible Scotiabank credit cards only. Visit scotiabank.com/selectpay to learn more.

®Registered trademark of The Bank of Nova Scotia.

™Scene+ and the Icon Design are trademarks of Scene Plus IP Corporation, used under license.

‡ With minimum spend of $1,000 in the first 3 months. Offer ends September 30, 2025. This offer is provided exclusively by The Bank of Nova Scotia and the credit card is issued by The Bank of Nova Scotia. This offer and the credit card are not offered or provided by Home Hardware Stores Limited or any of its related companies, affiliates, or dealers stores. See Scotiabank.com/HHPROVisa for a full list of offer details.

®Registered trademark of The Bank of Nova Scotia.

^TMScene+ and the Icon Design are trademarks of Scene Plus IP Corporation, used under license.

*Visa Int. / Licensed user.